With the ski season in full swing, travel insurance providers will be bending over backwards to encourage you to take out winter sports insurance with them. However, the levels of cover can vary and comparing one against the other can be time consuming!

If you are planning on taking your family to the slopes this season, and want to make sure that you select the best policy for your trip, take a look at Airport Parking and Hotels (APH’s) comprehensive comparison table of winter sports insurance policies.

The information compares the cost of 20 travel insurance providers for a single and annual multi-trip for a family of four in Europe and worldwide.

The research found that skiers and snowboarders looking for a single trip to Europe should swerve away from HSBC with the family single trip policy reaching as high as £106.02, compared to OUL Classic at only £25.00 and APH at only £29.95.

APH also offers the most competitive family annual multi-trip insurance in Europe at £49.95 and Insure & Go offering worldwide at £64, both including up to 17 days cover. However Lloyds TSB proved to be the most costly provider for worldwide annual multi-trip insurance and single trip insurance at a whopping £200.14 and £210.01 for a family of four.

Many of the travel insurance providers were also found to offer additional benefits on policies with children covered for free with Complete Ski and AA.

Halifax, Sainsbury’s and Complete Ski also offer up to 24 days of annual winter sports cover on annual multi-trip policies, and nearly all the insurers include off-piste skiing and snowboarding with a qualified guide.

Nick Caunter, managing director of APH, says “winter sports insurance is a vital purchase for snowboarders and skiers, but it is important to compare levels of cover and the premium to get the best value for money so we felt it was important to provide a useful guideline in the Know Before You Go section of the website for travellers heading to the slopes this season”.

To see full details of the research visit the Know Before You Go section of the APH website.

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